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Mortgage Rates in Ohio

81 real rates from borrowers and public HMDA records

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30-Yr Fixed Avg
6.614%
46 submissions
15-Yr Fixed Avg
6.375%
3 submissions
Total Submissions
81
Jan 2025 – Dec 2025
Lenders Reporting
8

Top Lenders in Ohio

LenderAvg RateSubmissions
TruistTruist6.708%3
PNC BankPNC Bank6.917%3
PennymacPennymac6.583%3
Bank of AmericaBank of America5.958%3
Mr. CooperMr. Cooper7.125%3
Movement MortgageMovement Mortgage6.729%3
Fifth Third BankFifth Third Bank6.542%3
Pentagon Federal (PenFed)Pentagon Federal (PenFed)6.042%3

Rate Trend by Month

MonthAvg RateSubmissions
Dec 20257.125%2
Nov 20256.344%6
Oct 20256.409%11
Sep 20256.417%6
Aug 20256.332%6
Jul 20256.258%9
Jun 20256.354%6
May 20256.871%5
Apr 20256.444%8
Mar 20256.260%11
Feb 20256.350%5
Jan 20256.498%6

Frequently Asked Questions

What is the average mortgage rate in Ohio?
Based on 46 real 30-year fixed submissions, the average rate locked in Ohio is 6.614%. This reflects what borrowers actually locked, not lender-advertised teaser rates.
How many mortgage rate submissions does HomeLoans.fyi have for Ohio?
81 real rates from Ohio, sourced from anonymous borrower submissions and public HMDA loan records.
What is the average VA loan rate in Ohio?
The average VA 30-year rate locked in Ohio is 6.177%, based on 12 submissions.
Which lenders have the most submissions in Ohio?
Truist, PNC Bank, Pennymac have the most submitted rates in Ohio on HomeLoans.fyi.
Browse all Ohio submissions →