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Mortgage Rates in Georgia

10 real rates from borrowers and public HMDA records

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30-Yr Fixed Avg
6.735%
5 submissions
15-Yr Fixed Avg
5.875%
1 submission
Total Submissions
10
Mar 2025 – Dec 2025
Lenders Reporting
8

Top Lenders in Georgia

LenderAvg RateSubmissions
TruistTruist6.642%3
Planet Home LendingPlanet Home Lending5.750%1
Wells FargoWells Fargo5.875%1
New American FundingNew American Funding5.990%1
CrossCountry MortgageCrossCountry Mortgage6.000%1
Rocket MortgageRocket Mortgage6.750%1
Flagstar BankFlagstar Bank7.000%1
Movement MortgageMovement Mortgage6.625%1

Rate Trend by Month

MonthAvg RateSubmissions
Dec 20255.750%1
Nov 20256.750%2
Oct 20256.550%1
Sep 20255.913%3
Aug 20256.750%1
Jul 20257.000%1
Mar 20256.625%1

Frequently Asked Questions

What is the average mortgage rate in Georgia?
Based on 5 real 30-year fixed submissions, the average rate locked in Georgia is 6.735%. This reflects what borrowers actually locked, not lender-advertised teaser rates.
How many mortgage rate submissions does HomeLoans.fyi have for Georgia?
10 real rates from Georgia, sourced from anonymous borrower submissions and public HMDA loan records.
What is the average VA loan rate in Georgia?
The average VA 30-year rate locked in Georgia is 6.188%, based on 2 submissions.
Which lenders have the most submissions in Georgia?
Truist, Planet Home Lending, Wells Fargo have the most submitted rates in Georgia on HomeLoans.fyi.
Browse all Georgia submissions →